Get Your CL-100 Before the Closing Date
Rock Hill and Fort Mill CL-100 reports with same day as inspection turnaround. Your SC closing stays on track.
South Carolina real estate transactions require a CL-100 before the deal closes - and in most cases, the listing agent is the one making sure it happens on time. Cornerstone’s owners also operate a top-10 Charlotte-area real estate brokerage with over 2,000 closings a year. We handle CL-100s across York County every week and understand what’s on the line when the report isn’t in the attorney’s hands on schedule. Call with the property address, your closing date, and we’ll confirm a delivery timeline before we set foot on site.
Schedule a CL-100 Inspection
How SC Handles the Termite Letter
The CL-100 is South Carolina’s official wood-destroying organism report, and it works differently from the NPMA-33 used on the North Carolina side of the border. In SC, the seller typically covers the cost. The listing agent usually coordinates the scheduling. And the report itself covers more than just termites - it documents wood-boring beetles, wood-decaying fungi, and any conditions along the foundation or crawl space that could lead to infestation down the line.
That broader scope matters. If the inspection turns up activity or damage, it becomes part of the closing negotiation. Treatment may need to be arranged before the deal goes through. The earlier you have the report in hand, the more time everyone has to handle whatever it finds - without pushing back the closing date.
What the Inspection Covers
The CL-100 documents four categories, and our inspection addresses all of them.
Section I: Visible infestation
Active wood-destroying organisms - termites, wood-boring beetles, or other WDOs - found during the inspection. If something is living in the wood, it gets documented here.
Section II: Visible damage
Structural damage caused by current or previous infestations, including compromised framing, floor joists, or substructure. This is what affects repair negotiations at the closing table.
Section III: Conducive conditions
Moisture problems, wood-to-ground contact, improper drainage, or ventilation issues in the crawl space that could invite infestation - even if no organisms are present today. Lenders and attorneys look at this section closely.
Section IV: Previous treatment
Evidence of prior treatments, bait stations, or chemical barriers, and their current condition. If the property has been treated before, the report reflects what’s still in place and whether it’s active.
The technician walks the full property - foundation, crawl space, accessible wood structures, and any areas flagged for concern. When the report is complete, every section reflects what was found during the inspection.
Why York County Agents Use Cornerstone for CL-100s
Your closing date drives the schedule, not ours.
Tell us when the attorney’s office needs the report. We work backward from there. You’ll know the delivery date before the inspection happens.
The seller gets invoiced directly.
SC convention puts the CL-100 on the seller’s side. We handle the billing; however, the transaction requires - invoicing the seller, the listing agent, or routing documentation through the closing attorney. One less thing to coordinate.
If activity shows up, treatment doesn’t become a separate project.
When the CL-100 turns up wood-destroying organisms, we can discuss treatment options on the same call - bait stations, liquid treatment, or both. Same company handles the report and the remediation, which means one fewer vendor and no gap between findings and action.
You talk to someone who’s closed deals on this side of the state line.
Cornerstone’s owners operate a top-10 Charlotte-area real estate brokerage. They understand SC transaction timelines, seller-paid conventions, and what the attorney’s office needs to see. When you call about a CL-100, you’re not explaining the basics.
Schedule a CL-100 Inspection
What Rock Hill & Fort Mill Agents Are Saying
Agents across Rock Hill, Fort Mill, and the surrounding York County communities share their experiences.
What Happens Before, During, and After Your CL-100
Before
Call or text with the property address, your closing date, and access details (lockbox code, tenant coordination, listing agent contact). We’ll confirm the appointment and send a reminder before the visit.
During
Our technician inspects the full property - foundation, crawl space, accessible wood framing, and any areas showing signs of wood-destroying organism activity. All four sections of the CL-100 are documented on-site. The inspection typically takes 30-45 minutes, depending on property size and crawl space accessibility.
After
You’ll have the completed CL-100 within the same day. Delivered digitally, formatted for closing. If activity or damage was documented, we’ll include treatment recommendations and can schedule service on the same call.
CL-100 for South Carolina Real Estate Transactions
Frequently Asked Questions
What is a CL-100?
South Carolina’s official Wood-Destroying Organism Report. It’s required for most real estate transactions in the state to document the presence or absence of termites, wood-boring beetles, wood-decaying fungi, any visible damage, conducive conditions, and previous treatment history. If your property is in York County, Lancaster County, or elsewhere in SC, this is the report your closing requires.
Who pays for the CL-100, buyer or seller?
In South Carolina, it’s standard practice for the seller to cover the cost. The parties and their agents determine final responsibility. We can invoice whichever side the transaction calls for, or send documentation directly to the closing attorney.
What happens if wood-destroying organisms are found?
The report documents the species, location, and extent of activity. We can discuss treatment options with you or directly with the buyer on the same call. Having the same company handle both the CL-100 and the treatment means one fewer vendor to coordinate during closing.
Does someone need to be at the property?
Access is required, especially to the crawl space and interior. If the property is vacant with a lockbox, provide the code. If it’s occupied, coordinate access with the homeowner or tenant ahead of time.
Can I schedule multiple inspections at once?
Yes. If you have several closings in the pipeline, call or text, and we’ll set up all of them.
What’s the difference between a CL-100 and an NPMA-33?
The CL-100 is South Carolina’s report. The NPMA-33 is the standard in North Carolina. The CL-100 covers wood-destroying organisms broadly, including fungi, while the NPMA-33 focuses on wood-destroying insects. If your property is in SC, you need a CL-100. If it’s in NC, you need an NPMA-33. We handle both.
How fast can I get a completed report?
Turnaround depends on scheduling and property size. In most cases, we can complete the inspection and deliver the report within the same day as your inspection. If your closing is tight, tell us when you schedule, and we’ll work to meet it.
Can Cornerstone set up a termite bond as part of the transaction?
Yes. We offer both bait station installation and liquid treatment. If the buyer or seller wants a bond in place before closing, we can coordinate that alongside the report.
How long is a CL-100 valid?
Typically, 30 days from the inspection date. If your closing gets pushed beyond that window, you may need a new report. Schedule with your closing date in mind and let us know if the timeline shifts
Serving Charlotte, Fort Mill, Rock Hill & Surrounding Communities
We operate out of two offices to cover the greater Charlotte metro and surrounding areas in both Carolinas.
Charlotte, NC
8809 Lenox Pointe Dr Ste A Charlotte, NC 28273
(704) 499-9373
Fort Mill, SC
100 Main St, Suite 201-A, Fort Mill, SC 29715
(803) 868-9229
Our service area includes Mecklenburg County, Union County, York County, and Lancaster County - covering Ballantyne, Huntersville, Waxhaw, Mint Hill, Matthews, Indian Land, Tega Cay, Lake Wylie, Rock Hill, and the communities in between.